![]() If you rent your home, this cover is usually the landlord’s responsibility. It includes the walls, roof, doors, floors, windows, pipes, kitchen cupboards and the bathroom suites. This cover is important for renters as well as homeowners, as your possessions will not be protected by your landlord’s cover.īuildings insurance covers damage to everything that is a fixed part of the house – essentially the bricks and mortar. If you don’t already have home insurance, finding the right policy before you jet off on a last minute trip could end up saving you hundreds of thousands of pounds.Ĭontents insurance will cover your possessions in the home should they be stolen or damaged, for example by a fire or flood. Keeping your home safe while you are away means doing more than just turning off the water and locking the windows. The barcode generated is valid for 30 days. ![]() You can also request a paper version here or call 119. You can get your NHS COVID pass digitally through the NHS app or by logging in through this page. ![]() You will then need to use your NHS COVID pass as proof of your vaccination status, but bear in mind it can take up to 5 days for your records to be updated. For travel abroad, the NHS defines this as having had two doses of an approved COVID-19 vaccine, though some countries will accept one dose. ![]() You will need to be vaccinated in order to travel to some countries. You can stay up to date with changing travel advice by signing up to the FCO's email alerts. The current rules vary depending on your vaccination status, so read the government advice that applies to you carefully and contact your travel insurance provider to make sure you are sill covered. This includes the countries currently on the UK's 'red list', but whether you should travel to countries currently on the 'amber list' is more complicated. This could be for diplomatic or security reasons, so think hard before booking a holiday to anywhere the FCO lists as unsafe. The countries on the list are generally there for a reason – it’s dangerous to travel. Going on holiday to an area where 'all travel' or 'all but essential travel' is advised against is likely to invalidate your insurance, leaving you out-of-pocket if something were to go wrong. Foreign & Commonwealth Office (FCO) adviceĪlways check the official foreign travel advice to find out if there are any issues with your chosen destination. Our guide to last minute travel money has all the additional information you need. Most currencies can be collected on the same day, just make sure to watch out for extra fees. If you don’t have the right plastic already and nothing new will arrive on time, cash might be your best option. Many everyday spending cards are also good options, so make sure to check your wallet! Some providers do not even require notice, but it can be a good idea to tell your bank you are going away. It is still worth comparing the options available, but make sure to check your card will arrive in time. There are exceptions though, with some great foreign spending options arriving the day after approval. Therefore, finding a good option at the last minute can be tricky, as most cards can take days or weeks to arrive. The cheapest way to spend abroad is with the right credit card or reloadable card. Learn the difference between the two so that you can make the best choice for your lifestyle and bank balance. If you are a regular jet-setter, annual travel insurance is likely to be a cheaper and easier option than buying a new policy every time you travel. Our travel insurance guides have everything you need to know about taking out cover before you go away. You, or one of your party, becomes pregnant after you were sold the policy, or a doctor recommends you should not travel due to pregnancy complications You have to stay at home following a fire, flood or burglary of your property within 48 hours of your departure date, or if this happens while you are away You have to go to court, or have been called for jury duty Your policy will not cover you if you decide not to go, unless the foreign office changes their advice to advocate only essential travel.Ī travelling companion or a relative has a serious injury or becomes illĪ travelling companion or a relative dies Otherwise, your money may not be protected if things go wrong before you leave. The right cover can protect you from cancellation costs, so it’s important to find an insurance plan as soon as you book. Whether you book your holiday a year in advance or an hour before you leave, insurance is a must. ![]()
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